Pension Credit is a UK means-tested benefit designed to help people over State Pension age who are on a low income. It is not the same as the State Pension: someone can receive a State Pension and still qualify for Pension Credit, depending on household circumstances.
For 2026–27, the UK government says Guarantee Credit can top up eligible weekly income to £238 for a single person or £363.25 for a couple. The final amount depends on income, savings, housing costs and other circumstances. Owning a home or having some savings does not automatically rule someone out; special conditions apply to couples and the calculation of savings above £10,000.
Pension Credit can also unlock access to other kinds of support, which makes eligibility worth checking even when the expected weekly payment looks small. Online posts are not a substitute for the official benefit calculator or personalized advice. If you receive a letter claiming to be from the DWP, use official government channels to check it rather than sharing personal financial details in a forum.
DISCUSSION: What is the biggest reason eligible pensioners miss this support: complicated eligibility rules, lack of awareness or the application process?